Get a clear overview of your finances. With intelligent tools for budget planning, real-time reporting, and secure payment processing – all in one place.
Stay on the ball – with your personal financial plan
Receive a tailored budget proposal and an overview of your savings potential every month. No spam, just concrete numbers.
Weekly spending analysis
Every Monday you receive a breakdown of your latest transactions – including a comparison with the previous month. This way you can spot trends before they become a problem.
You decide whether you want to save for a vacation, a new kitchen, or retirement. We calculate the optimal monthly amount and adjust it to your spending habits.
Schedule a 20-minute video call with one of our financial planners. We'll show you how you can reduce your expenses by an average of 12% with BudgetPlan Pro.
Short answers to the most important topics regarding budget planning and digital payments.
We rely on continuous end-to-end encryption and host all data in German data centers. The platform is PCI-DSS certified and subject to GDPR. Accesses are logged, and sensitive data such as account numbers are stored pseudonymized.
Yes, via the open FinTS interface and PSD2-compliant APIs, accounts from over 2,500 banks in Germany can be connected. Credit cards and PayPal are also supported. Setup usually takes less than five minutes.
The ZahlFlow Gateway currently supports 22 payment methods, including SEPA direct debit, credit card, Apple Pay, Google Pay, Klarna, and giropay. Integration is done via a REST API or a pre-built plugin for common shop systems.
The algorithm analyzes transaction history, amounts, and intervals. Subscriptions, rent payments, or insurance contributions are automatically marked as fixed items. You receive a suggestion that you can confirm or adjust.
Yes, for FinanzMonitor and the ZahlFlow Gateway, we offer a 30-day trial access with no setup fee. During this time, all features are available, including support via email and phone. After the trial, you decide whether to continue.
We support data import from CSV, QIF, and common accounting programs such as DATEV or Lexware. Our onboarding team guides you through the process step by step. Typically, the data is fully transferred and ready for use within two business days.
Cookie settings
We use cookies to keep the site reliable, remember basic choices, and understand which pages are useful. You can accept, reject, or review the settings before continuing.
Cookie Settings
We use cookies to ensure the website functions reliably, remember basic selections, and identify useful pages. You can accept, reject, or review the settings.